Malpractice Insurance for Doctors

Are you a Florida physician currently searching for malpractice insurance for doctors? If so, we are very glad you stopped by before making any serious decisions about your malpractice insurance for doctors. Sadly, many doctors believe that most malpractice insurance for doctors policies are basically the same. Due to this prevalent yet misinformed belief, it is not uncommon for physicians to settle for a specific type of malpractice insurance for doctors based on the monthly or yearly premium alone. But this is a mistake which could end up costing you months or years of time, and tens or hundreds of thousands of dollars in legal bills and claims from a poor malpractice insurance for doctors policy.

For basic malpractice insurance for doctors, the national trend reflects that costs are going down and the frequency of malpractice insurance for doctors lawsuits are decreasing. In some states, such as here in Florida, however, the local culture is still very litigious. So even though the actual frequency of malpractice insurance for doctors lawsuits and cost of paying out claims on malpractice insurance for doctors are going down, the legal expenses surrounding malpractice insurance for doctors are staying the same (if not rising in certain areas). As a doctor, this very real and unfortunate situation has a drastic effect on not just how you practice medicine, but what sort of malpractice insurance for doctors is best for your practice and also cost-effective for your business.

There are many different insurance companies out there offering medical malpractice insurance for doctors like you. Some of those malpractice insurance for doctors policies focus on protecting your bottom line from the actual settlement, which in many areas is the largest financial burden that you as a physician may have to bear. Other malpractice insurance for doctors policies may still focus on settlement payments and the overall size of the claim, but also help you with financial expenses. But in our experience at Gulf Atlantic, many of these companies fall very far short of providing you with the legal defense funds and resources which are optimal for malpractice insurance for doctors in the state of Florida.

Naturally, our philosophy at Gulf Atlantic is to protect your finances from the litigious culture which has developed in Florida surrounding malpractice insurance for doctors over the decades. For all of the reasons explained above, whether a claim against your malpractice insurance for doctors is found in your favor or the favor of the plaintiff filing the claim, your legal expenses will likely be the most significant part of your financial burden. And that is where having a Gulf Atlantic Legal Defense Insurance policy can protect you from absurd court costs.

But we will not stop at simply offering you financial protection from litigation. We have an extensive pool of resources which will help you throughout the legal proceedings. We can put you in contact with a very long and detailed list of expert trial lawyers in your area. After you meet with them and set up your case, you can survey our pool of expert witnesses to further help solidify your case. Additionally, unlike an attorney which has to be retained on a yearly basis, your insurance policy will cover your legal expenses for the life of your claim, no matter how much your malpractice insurance for doctors circumstances change over time.

Malpractice Insurance for Specialties

Many Additional Malpractice Insurance for Doctors Policies are Currently Under Development. Please contact us to see if medical malpractice insurance for doctors of your specialty is available near you.